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Crystina Cardozo — Math Coach at Pine Grove Manor School (NJ), Speaker and Real Estate Investor

Crystina Cardozo — Math Coach at Pine Grove Manor School (NJ), Speaker and Real Estate Investor
About Crystina Cardozo

Crystina Cardozo is a current math coach at Pine Grove Manor School. She started her career teaching high school and college level math. She also worked as a director of a tutoring math center for k-8 students. She is currently working as a math coach at an elementary school. Because she has worked with kindergarten to college students she knows where their math journey begins and where math will take them as an adult. Crystina has a heart for education and has always enjoyed numbers.

Stemming from her love of numbers and passion for educating people on finances Crystina has also built a business where she teaches parents, children, and teachers the importance of personal finance and the practical math needed in everyday life.

With a degree in mathematics and a masters in math education she is making it a priority to end the stigma that complicated math is needed in order to be financially literate.

Connect with Crystina: Email | Instagram | LinkedIn

Listen Now

Listen to the episode now on Apple Podcasts, Spotify, or on your favourite podcast platform.

Resources Mentioned

Pine Grove Manor School

Ed.M. with Certification in Mathematics Education – Rutger University

Bachelors Degree, Mathematics – Rutger University

How to become a better Financial Role Model for my child

The Transcript

**Please note that all of our transcriptions come from rev.com and are 80% accurate. We’re grateful for the robots that make this possible and realize that it’s not a perfect process.

Sam Demma
Welcome back to another episode of the High Performing Educator podcast. This is your host, Sam Demma. Today’s special guest is a new friend of mine, Crystina Cardozo. Christina is a current math coach at Pine Grove Manor School. She started her career teaching high school and college level math. She also worked as a director of a tutoring math center for K-8 students and is currently working as a math coach at an elementary school. Because she has worked with kindergarten to college students, she knows where their math journey begins and where math will take them as an adult. Crystina has a heart for education and has always enjoyed numbers. Stemming from her love of numbers and passion for educating people on finances, Crystina has also built a business where she teaches parents, children, and teachers the importance of personal finance and the practical math needed in everyday life. With a degree in mathematics and a master’s in math education, she is making it a priority to end the stigma that complicated math is needed in order to be financially literate. I hope you enjoy this conversation with Crystina, and I will see you on the other side.

Sam Demma
And today I’m very excited to bring a special guest that I met through a mutual friend of both of ours, Jasmine Paul, shout out Jasmine if you’re listening to this. Today’s special guest is Crystina Cardozo. Crystina, can you please, for all the educators tuning in, quickly just introduce yourself.

Crystina Cardozo
Yeah, so thank you so much for having me on the show, Sam. I’m super excited, especially because this is for educators. So my name is Christina Cardozo and I am a math educator. I started teaching high school, college level math. I was a director of a math tutoring center, but now for the last eight years I’ve been working as a math coach in an elementary school. So I’ve really seen it all from like kindergarten to college level math. Where did your passion for numbers start or come from? Yeah, so I can blame that on my mom because she’s a CPA and she always, you know, she would talk about numbers. She would show me numbers in terms of budgeting and so forth and money, but I just always had a thing for numbers and a passion. And I also found it, it came pretty easy for me. And I think that’s why I gravitated towards it.

Sam Demma
And you can tell that Christina loves numbers because her social media handles are, @sherunsthenumbers.

Crystina Cardozo
Yes.

Sam Demma
Across all platforms. A passion for numbers could take you in so many different directions. You could have ended up as a CPA. Did you know growing up that you wanted to teach and be working in education?

Crystina Cardozo
Yes, so because I watched my mom work as a CPA, I remember back in the day she would bring me with her to work on Bring Your Child to Work Day, and she would actually put me to work. And I just realized that as much as I love numbers, I don’t want to just sit still and kind of work behind the scenes or behind a computer and just, you know, work on numbers like that. And the more I was enjoying math in my math class, I was like, wow, I really like numbers and I really like how, you know, my teachers are teaching or specifically it was one teacher who I was just like, man, I could do a better job than him. That was actually in high school. And he is the one who inspired me to become a math educator because he was actually that bad.

Sam Demma
Was it struggling with the way he taught his lessons or a lack of knowledge?

Crystina Cardozo
No, it wasn’t a lack of knowledge, but it was how he presented it to the class and he wasn’t really engaging. He didn’t connect with us. Meanwhile, I’m tutoring all my friends in that class, but I had to kind of teach it to myself and then help my friends. And really, it was a high school class and I’m like, if I could do this, then maybe this is my calling. Maybe I should be a math teacher.

Sam Demma
A lot of math teachers ask themselves the question, how do I make math fun? How do I make math engaging? How do I get students excited about math? In your experience, how do you do that?

Crystina Cardozo
Yeah, so I think you really have to connect to your students and you have to do some hands-on activities, you know. It’s easier depending on what the subject is. So for example, I remember specifically when I took a geometry class in high school, that was actually one class I struggled in. And it’s funny because a lot of people who like geometry usually don’t like math or algebra. And I loved algebra and every other class but geometry. And then I took the class in college, I had to take a geometry class. And then when I student taught, that was one course that I was required to student teach. And my love of geometry completely switched. Like I was having the students really do hands-on activities, and it became one of my favorite classes to student teach. And then when I became a high school math teacher, that was actually a course that I was teaching on a full-time level, and I enjoyed it even more. So I think when you can really, like I said, connect to your kids and just do fun things, hands-on activities where the kids can actually do something physically that they’re going to remember later, then it just makes it a lot more fun.

Sam Demma
Out of all the hands-on activities you’ve done or continue to do with students, what is one that you enjoy the most or return to if you’re with a new group because you know it’s really impactful and people love participating in it?

Crystina Cardozo
Yeah, so I’m going to think back to when I was teaching algebra at the high school level and I remember teaching slope. And I actually created this big board where there was a car. And it’s funny because it was with high schoolers, but I literally took like Velcro and I had this car like driving up the slope and I was trying to explain to students, you know, from left to right, you know, this is a positive slope or left to right if it’s going down the hill is negative And then I just saw the kids like, you know as if a light bulb went off like oh I get it now So I literally had to physically I created this, I Created this project and then I remember doing it with my class and I did it every year with my class So they watched me do it and then it just it stuck with them, you know? And they ended up telling me, man, you know, we’ve been learning algebra, let’s say, since Algebra 1, I think this was an Algebra 2 course that I was teaching, and they also are, they also talk about slope and geometry as well. So I think it was like two or three years that they had heard of slope, but it just wasn’t clicking. So when you do these hands-on activities, something fun like that, then I know it was an activity that they probably didn’t ever forget and then it just stuck in their mind what it really represented. 

Sam Demma
I love the idea of building a visual that people can hold, grab, and interact with in the classroom. I loved those types of experiences. I never had them in math class. So math teachers, there’s one great idea right there. When you think about your role teaching in the classroom versus your role today, what is the main difference? Because there might be some educators listening who don’t have math coaches in their buildings and would love to be one, propose it to their school boards, or just better understand what the role is. 

Crystina Cardozo
Yeah. So, a lot of people, when I talk to teachers and I explain to them what I do, that I support the teachers, right? So I run grade level meetings. Let’s say I have a first grade level meeting and we’re talking about data or we’re talking about their timeline and we’re talking about activities and we’re talking about all the things to prep or things that they’re struggling in and we’re literally meeting with other teachers too but I’m facilitating that meeting. It’s just a time for them to reflect, to talk to other people and then I can give them ideas. I feel like as a math coach, I actually learn so much because when you’re a math teacher, you’re really just stuck in your one class, right? And you don’t get to see all the great things that other people are doing. So as a math coach, luckily, I’m able to go into so many other classes. And then sometimes during a grade level meeting, I’ll share it with other teachers. Like, oh, I just saw this one teacher do this amazing thing, so I can bring that up. But yeah, it is really like a luxury, people tell me, because we also create assessments as math coaches. And that’s something that if you don’t have a coach, sometimes you, and you’re teaching all these other subjects, but sometimes you’re also responsible for teaching your own assessments. You have to figure out your data on your own. So if you do see that position, and you have some experience as a math teacher, then I would definitely look into that.

Sam Demma
What does the day in the life of a math coach look like from start of the school day to end of the school day?

Crystina Cardozo
Yeah, so every day it’s different. Some days we might meet with other math coaches. So we specifically, we have seven elementary schools in our district, so there’s seven of us math coaches, so we’ll all meet together, and then it’s ran by the math supervisor. So she’ll have a message for us, and then we make sure that we relay those messages to our teachers in our own buildings. And then mostly in our own buildings, we are meeting a lot with the principal because we wanna make sure we’re on the same page with the principal, and our principal always wants to make sure, like, she knows what’s going on because we have more insight into, let’s say, the math classrooms than she might be able to know. You know, we are also working, like I said before, on assessments, on data, looking at preparing for our next meetings. And then when we have more free time, if we’re not, you know, looking at budgets and orders and so forth, then we can actually go into the classrooms. And then we also meet with teachers one-on-one, specifically new teachers. But what’s also nice is we can just pop in in a classroom and we can be a second pair of pants for those math teachers.

Sam Demma
It sounds like the numbers are a big part of your life, not only with teachers, but with students, with assessments. Tell me a little bit about, and the educator listening to this, all the different ways you use numbers in your everyday life, including some of your own ventures.

Crystina Cardozo
Yeah, so I do love numbers, and I think what I love most about it is just the real life application. And so I get excited when I’m looking through a math problem, and sometimes you see silly math problems, like, you know, if Johnny’s going to the supermarket and buying 50 cauliflowers, right? Like that’s not realistic. That’s not a real life application. But sometimes you come across these math problems where they are real life application. And personally, I’ve actually taken it a little bit further. I think it’s this combination of growing up with my mom as a CPA and always working with numbers, but with money, I specifically have grown this business where I teach parents, teachers, and children about personal finance, and so the math you need in financial literacy. And so many people, I believe, so many people have this math anxiety, and that’s what hinders them from actually getting comfortable with money, because they just look at it like there’s numbers, right? And because they have this math anxiety, they’re thinking and they say, I can’t do numbers, I can’t do math, right? And they just accept that. And so that means they won’t even try and look at a budget or they won’t even try to look at a spreadsheet, right? Because they just associate that these numbers and I can’t add and subtract, right? Or so forth are all related when it’s not.

Sam Demma
I remember the first time I got a credit card and my dad sat me down and gave me a good lesson on ensuring I make my monthly payments or else. And I’m curious, what are some of those real life application scenarios you would be sharing with educators, parents, and students? It’s definitely different because they’re in different age ranges but what are some of those examples you share with them and talk through during your sessions, your workshops, or even just one-on-one conversations?

Crystina Cardozo
Yeah, so one big thing that I do talk about is credit cards, and the reason why is because I know for a fact, because I know people who were victims of this, that when you go off to college, sometimes there are events hosted at the college, and there are many credit card companies, and they’re actually telling young adults that, oh, you just need to pay the minimum. So if you, as a parent, don’t give your child that lesson, you know, then what’s going to happen is they might hear that for the first time from somebody else, like from a credit card company, telling them the wrong things, and then that can just change the trajectory of their life, right? And then they might not be comfortable with talking about money. So that’s another big thing that I talk about, making sure that money is not a taboo topic in the house. I really stress that. So I have two young boys, they’re six and ten, and they know that we can just talk money, right? And not like I’m lecturing to them, but they just feel comfortable enough with me that they can ask me, you know, my six-year-old just asked me like, where’s your money? Because he has money that he saves in a jar and he’s just like looking through my drawers like where is your jar? Where is the money you keep? And so it’s just, you know, we’re really comfortable about talking about things and he’s not too young. You know, a lot of times people think that kids are too young if they’re six, but there’s actually studies that kids as young as three years old know the basics of needs versus wants, right? And that’s where it all starts. And then kids as young as seven actually have the skills that will carry with them through adulthood. So, and they’re learning all these skills just by watching parents. So again, talking about money, like a non-taboo topic, and then something as simple as like credit cards because that’s pretty huge.

Sam Demma
What do you think educators need to hear when it comes to financial literacy, or what are some of the things you would share in a workshop for teachers? 

Crystina Cardozo
Yeah, so the workshops that I do with teachers are actually for personal finance and business teachers. So they’re the ones that are teaching those high school students anyways. So yeah. So I make sure that they’re doing something that’s relatable to students, right? Like we’ll talk about crypto because a lot of times kids are talking about crypto anyways to their friends. So, you know, that’s a conversation. Let’s have a conversation with other teachers because you don’t want to say the wrong thing or you don’t want to say, you know, I don’t know and you don’t want to be open to learning because what’s going to happen is they’re going to get their news or their information maybe from a wrong person or from social media. And we can’t guarantee that that is always the right information.

Sam Demma
I love that. It’s so important that those conversations are had so that we make educated choices. I think back to a time in my life where I had a group of friends who were like, Sam, you got to invest in these four stocks. I did the research. It’s going to be amazing. And I guess I was just absorbed by the energy of these folks and invested in some stuff and totally tanked. I had a terrible financial disaster from that little situation. Luckily, it wasn’t a crazy amount of money or anything like that. But I think having conversations like the ones you’re mentioning in a classroom setting, in school, would have helped me make a better choice in the future. I’m curious, have you had any financial challenges yourself? Sometimes when we want to help other people with certain things, it’s because we’ve had previous experience in our own lives. And of course, only if you’re comfortable sharing. I’m just curious if there’s any personal connection to finance. Yeah, for sure. So I think I was really good

Crystina Cardozo
Yeah, for sure. So I think I was really good with saving my money. As a kid, I had a journal. Well, first of all, let’s say my mom actually introduced me to the envelope method when I was a child. So I had an envelope for saving, spending and for giving. So I knew the basics of savings at a really young age. She opened up a bank account for me and I remember, you know, stocking my coins and, you know, any allowance money or any money that I got, birthday money or whatever, and bringing it to the bank. That was fun. I worked as early as I could. So for me at the time, it was age 14 was the legal age for me to start working, and that’s when I started working. And I had other extracurricular activities, but for me, it was really important that I wanted to work. And so I wanted to make my own money. So fast forward many years, I got really good with saving, and I was able to save a good chunk of money, but I didn’t really learn the power of investing, right? And I find that I wasn’t really financially whole until I learned the power of investing. And what I did learn in my journey is that you can’t save your way to wealth. And that’s a message that I tell parents because sometimes parents or adults they think, you know, well I can’t reach that amount of money, I can’t, that goal is too big or it’s non-realistic. But the thing is if you don’t start somewhere you’re never going to get anywhere. And also you have to realize that now we have the beauty of investing, like fractional shares, and you don’t need a whole lot of money to get started investing. There’s not the fees that there were just a few years ago. And so, that’s one thing that I didn’t know until later was the power of investing. And once I learned that, to me, I just want to make sure that I share that message, especially with parents, because parents can start so young for their kids. Like for my son, he already has a retirement account already open. And that’s going to be huge, because he has so long to go.

Crystina Cardozo
But if you are, anyone listening, is a business owner, you can have your child work as an employee. And there’s no age requirement to be an employee. So you’re able, once you establish your child as an employee, then you can open up a Roth retirement account. It’s actually a custodial Roth retirement account. Besides other things like 529 plans for colleges and so forth, which is what I had right when they both were babies, but that’s one thing. A retirement account is just going to grow for decades for my kids. So that’s an important thing that I love to share.

Sam Demma
I love the idea of getting started as early as possible. I also love the phrase, you can’t save your way to wealth. How do you personally define wealth when talking about it with other people? 

Crystina Cardozo
Yeah, so for me, being wealthyis just kind of enjoying your life, right? So you’re not stressed out with the day-to-day, I have to work, I have to go maybe to this miserable job or I’m living paycheck to paycheck, right? And also I think about wealth and being financially literate as just having this plan, right, you have this plan of action, you know when you’re gonna retire, you know what is coming in in terms of income, you know what is going out in terms of expenses, right? It doesn’t mean if you’re wealthy that you’re not working, but you have a plan in action of maybe, you know, when you’re going to retire, maybe that’s retiring early, and there’s this whole movement with that as well. And so I believe really, if you can reach the point that you know, you have multiple sources of income, that’s another thing. You have things that are working for you in case you might lose that job. And I think we all learned that with COVID, right? It’s important to have other sources of income. Then I think you’re on your path to, you know, wealth.

Sam Demma
You’ve toyed with the idea of creating books on financial literacy. You’ve developed programs locally in your community. What are some of the resources that you’ve drawn on or found very valuable when educating yourself about financial literacy?

Crystina Cardozo
Yeah. So, podcasts are huge. I do love listening to podcasts. And it’s funny because that’s actually, while I was listening to a podcast, my son was absorbing information as well. He was seven at the time. He’s 10 now. And I was listening to a podcast in the car and I was really thinking about making the shift of just being in control of my own retirement accounts instead of having a financial advisor I was just like oh I can do this by myself and I was just reading different books and learning and so forth So I’d say books, podcasts, YouTube. Those are all great information, you know talking to different financial advisors as well Just to be educated on the topic. But it was a podcast that I realized my son was absorbing this information. And then I heard him talk to other family and friends about investing in real estate and investing in stocks. And I’m like, the boy is seven. I haven’t even sat down and talked to him about this. And then he told me that he wanted to open up an investment account. And I looked at him like, what? And he was like, yeah, we heard on the podcast. And again, I’m thinking he’s not paying attention. But he was like, no, I was listening and I wanna open up my own, you know, brokerage account and invest. I remember asking him, what do you wanna invest in? He’s like, Tesla. And so I wish I would have invested, you know, a significant amount when he said that. Because this was, you know, this was three years ago, over three years ago. But anyways, you know how they say, the kids will do what you do and not what you say. And so I think that’s an important message to really just listen, be open to learning different things. If it’s, you know, if books are your thing, you know, audio books or podcasts, I think there are so many great resources to just expanding your knowledge.

Sam Demma
I love it. Podcasts is a great one. People that are listening to this right now are getting some of that information through the Podcast Avenue. Books are awesome as well. Can you talk a little bit about your book concept or idea? I know there’s a lot of educators that are listening to this that would just love to hear about that brainchild of yours.

Crystina Cardozo
Yeah, so the book that I’m writing. So I’m writing a fictional graphic novel for children. Hopefully it will be out within the next month or two illustrations are taking a little bit longer than expected. But the whole idea behind it is a fictional book, so kids are actually, hopefully they’re like hooked to this storyline. And it’s about kids who love soccer, but there’s so much more that I’ve attached to that. So they go to this Academy and they also learn of financial literacy skills that are also associated with the game and the sport of soccer. And so I tied those two together because there’s so many life skills that you can get from both soccer and financial literacy. So I was able to try to merge those skills together. And yeah, so I’m super excited for it. And the person who I was writing the book for is my son, who is 10 years old. And so that’s really the age group that I’m gearing it towards. Maybe 8 to 12 year olds would still enjoy it. But yeah, I’m super excited for that.

Sam Demma
I’m sure I’m super excited about it. I’m sure I speak on behalf of everyone who’s listening. They’re also super excited about it. When it’s available, they would love to grab a copy and reach out and ask questions. What would be the best way for them to follow along your journey to see that and other things that you continue to work on in 2024 and onward?

Crystina Cardozo
Yeah. So, I’m also a real estate investor. I do love running the numbers and those aspects. I do also talk about personal finance with my own kids. So, I’m mostly active on Instagram. You can find me at She Runs The Numbers on Instagram, or you can find me on LinkedIn. I’m a little less active there, but yeah, definitely feel free to send me a message. I will always respond and I can connect with you or help you with any questions that you have.

Sam Demma
If you could go back and speak to your younger self when you maybe had some hesitation around getting involved in your own finances because of the fear that surrounds the space, knowing what you know now, what advice would you give your younger self when you were just getting into it?

Crystina Cardozo
Yeah, I would say definitely have a plan. So I also knew at a young age, I’ll share this story. So when I was studying to be a teacher in college, there was a time where we had a specific retirement age, I think age 52 or 55. And then while I was in college, like it was literally like the last year that I was graduating, they upped it. And then I think a few more years they upped it again. And so all I kept saying was, I, then they changed different things. Like before health insurance used to be included when you were to retire. And that still was the case when I was in college. So all the teachers knew that they didn’t have to pay health insurance when they retire, but then things change and so forth. So anyways when I graduated from college, I kept saying I’m not gonna work until I’m 65 You know like how you know They just increased it by 10 years and I kept saying I’m not going to work until this age But I didn’t have a plan and so now if I can go back, I would have started my plan really early and say, okay, I can be on track to retire at a much earlier age, but I need to have a plan. How much am I investing? How much am I putting away into multiple buckets to guarantee me to not work until I’m 65? And I didn’t learn that until later on to really make that action plan.

Sam Demma
And you mentioned it just briefly that one of the buckets you spend most of your time investing in learning about is real estate. Is there a reason why you dove so deeply into real estate as opposed to all the other options? 

Crystina Cardozo
Yeah, so I kind of stumbled across real estate maybe 12 or 13 years ago. My husband and I were looking for a place to live and we’re looking for an apartment. And then I was also doing some math and figuring out, well, if we put down this amount of money for this house, which is a really, you know, the lowest amount possible, which was 3.5%, if we only put down 3.5%, our mortgage and the current rate of rent is going to be the same thing. And actually we’re gonna get so much more if we buy this house. And so we went down that path and we actually decided whatever place that we buy, we wanna make sure that we can house half, where we can have some area of the house that we can rent out to other people. So we found this house and we closed on it and it actually had a walkout basement. We created like a three bedroom apartment downstairs and it pretty much paid for our mortgage. Really early on, I found the power of real estate. Even at that point, I realized, wow, my mortgage is almost paid for, but I didn’t realize until years later about the power of appreciation. When you combine having your mortgage almost paid for and you have the power of appreciation, then that was a no brainer. Like, wow, real estate is something that, you know, it just had the light bulb go off. Like, wow, this is something that we can feasibly do at that time. Now it’s a little bit more challenging, right? But it’s something that we can do that’s going to get us closer to, you know, creating this, you know, building wealth for ourselves. And I still believe that real estate is the way to go. I think you just really have to be careful with like running your numbers and just analyzing deals before you make a decision. And this can go for your primary house too, because just because it’s your primary house doesn’t mean that you want to make a bad decision. And a lot of times we make emotional decisions when we buy that primary house. So I would say make a rational decision, still make sure that your numbers make sense, still think about the appreciation in the area before you make that big final purchase of a house.

Sam Demma
It’s such good advice to keep in mind, even for myself as I’m entering into my mid-20s, not quite there yet, but I’ll be thinking about that. For busy educators listening to this who might be overwhelmed with the idea of diving into buying properties or fixing up properties or hunting down cool deals, maybe the first step is house hacking. Can you talk a little bit about what house hacking is, just in case there’s any educators that aren’t aware of it?

Crystina Cardozo
Yes, so house hacking is where you literally have a portion of your house that generates income. Now for some people, that might be you get a three-bedroom house and you rent out two of those three bedrooms to your friends. Or it might be like you are renting out your garage or your driveway or your backyard pool. There’s so many apps nowadays that allows you to rent out different portions of your house. But if you have this space and you can actually generate income from it, then that’s always the first approach that I think that I would suggest. And I did it with kids. My son was, up until he was two, we were still house hacking before we moved to the other house. So I get it. Some people are like, oh, I can’t do that. I have kids.

Crystina Cardozo
I did it. I had a newborn, even though we had somebody living downstairs. It’s kind of like apartment living in a way, but you think about what sacrifices are you willing to make. If I told you that you could have almost your whole mortgage paid off, would that be a sacrifice that you would be ready to commit to? So you have to weigh your options.

Sam Demma
Is there any odd part of the house you’ve heard someone rent out or house hack before that made you laugh or chuckle because even you thought, oh, that was impossible?

Crystina Cardozo
Yeah, I mean, I think when I heard about the driveway, I was like, really? Like there’s an app to rent out your driveway? And I will tell you, my neighbor does that too. And so he actually has two driveways, which is just amazing. Because he can literally keep two of his cars on one side and then he rents to a landscaping company for the other side. So they have like their landscaping trucks, like a few trucks on his driveway, but he rents that out.

Sam Demma
That’s so smart. And it’s such an easy way to get started with making another little stream of revenue and investing your money and your time somewhere. This has been a phenomenal conversation. So many ideas. My mind is going in a hundred different directions. I’m excited for your book. I’m excited to hack my house when I make a rational decision to make my first home purchase. Just again, reiterate, where can educators or any of the listeners connect with you online if they want to ask a question or follow your journey?

Crystina Cardozo
Yeah, for sure. Connect with me on Instagram @sherunsthenumbers. Again, my name is Crystina. And you could also connect with me on LinkedIn and you can find me at Crystina Cardozo on LinkedIn.

Sam Demma
Christina, this was such a great conversation. Thank you so much for taking the time. Keep running the numbers and I’ll talk to you soon.

Crystina Cardozo
Thank you so much for having me, Sam. It’s been a blast.

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